Dr. Richard Thakor

CSOM Finance
Carlson School of Management
Twin Cities
Project Title: 
Crime and Lending

This project examines the effects of crime on bank lending outcomes. Using detailed incident-level crime data across a number of different cities combined with location-specific bank lending data, these researchers are exploring how crimes impact the supply and demand of credit in a granular geographic area with respect to mortgages and other types of loans. Their approach aims to disentangle the effect of credit supply and demand in ascertaining how crime affects lending.

Project Investigators

Dr. Richard Thakor
Keer Yang
 
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